Loker Senior Credit Manager – Corporate & Institutional Banking (CIB) di Standard Chartered

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Lowongan Kerja Posisi Senior Credit Manager – Corporate & Institutional Banking (CIB) di Standard Chartered


Informasi Tambahan Lowongan Kerja

Tingkat Pekerjaan :
Kualifikasi :

Key Responsibilities:

To support the Senior Credit Officer (SCO) Indonesia in Risk Management in  ensuring that the quality of Business Credit Applications (BCAs) meets Group standards, particularly with regards to the completeness and depth of risk analysis, and  ensure all the processes are aligned with group policy, including CIB Credit Standard.


  • Approving breaches of Portfolio Standards, to the extent permitted by Credit Policy
  • Formulating and obtaining approval of Portfolio Standards which is supportive (from credit risk perspective) of the business strategy of various segments
  • Monitoring compliance with credit policy and Portfolio Standards a monthly basis at least and reviewing any divergence thereof with the CEO, Client Coverage (CC) Head/Segment Heads to ensure credit quality targets are achieved
  • Ensure EAR process adhered to and lead monthly EAR discussions. Assisting relationship managers in Assets Management, where appropriate, in managing accounts to maximise recoveries and minimise losses
  • Ensure compliance to the Operational Risk Framework including the effective application of risk toolkit (self- assessment), KRIs, KCSs, etc) and reporting
  • Initiate stress tests as required by internal and external factors and review results and assess their implications
  • Uphold the integrity of risk/return decisions, by challenging business to demonstrate the risk origination and control decisions are properly informed and consistent with strategy
  • Direct appropriate response to material events or other risk issues that come to the SCO’s attention
  • Ensure that material risk exposures and related issues are reported to the responsible governance committees and to Group and business-level committees as appropriate
  • Ensure appropriate judgement is applied in the discharge of risk authorities assigned to the jobholder
  • Maintain a good understanding of the requirements of key external stakeholders in respect of risk management and ensure these are well understood internally and reflected in internal procedures
  • Maintain delegated authorities in line with internal policies and ensure that delegations are in line with individual capabilities
  • Ensure first line process owners understand and accept their risk management responsibilities
  • Co-ordinating local resources to ensure that credit systems are installed in accordance with Group Standards. Provide a reference point for collating and passing on to Group Technology and Operations problems and proposed enhancements
  • Increasing working profits through effective management of the loan assets portfolio in order to help develop the franchise in a sustainable way and minimise provisions
  • Maintaining credit quality and standards of professionalism for the risk functions
  • Undertake regular customer visits to better understand the business environment
  • Ensuring timely submission and accuracy of Indonesia credit portfolio data to the Risk Committee. These include, but may not be limited to, the following:
    • Risk MI reports
    • All approved exposures in CIB & CB (as required by local regulator Reporting)
    • Details of approved breaches of Group and Local Credit Policy (including details of mitigating circumstances)
  • Country Risk exposure


  • Maintain a good understanding of the requirements of key external stakeholders relevant to role, and ensure these are well understood internally and reflected in internal procedures


Regulatory & Business Conduct:

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. 

Key stakeholders:

Internal: CIB, Related support functions (Legal, Compliance, Integrated Middle Office (IMO), Group Internal Audit)

External: Regulators and Central Banks in the Indonesia, External auditors


  • Minimum education: Bachelor’s Degree in any major 
  • Extensive experience in banking/banking related industry
  • Core Credit Curriculum
  • Effective workplace writing and communication skills
  • Language proficiency in English and Indonesian 

Skills & Experience:

  • Risk – CIB Risk
  • Risk – SAR / SAG
  • Risk – Communication and Influencing Skills

About Standard Chartered

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.


Pengalaman Kerja :
Jenis Pekerjaan : Full time
Spesialisasi Pekerjaan : Perbankan & Layanan Finansial / 1203

Informasi perusahaan Pemberi Kerja, Standard Chartered

Standard Chartered

Informasi Tambahan Perusahaan Standard Chartered

Ukuran Perusahaan :
Waktu Proses Lamaran :
Industri : Perbankan & Layanan Finansial
Tunjangan dan Lain-lain :
Lokasi : Jakarta Raya


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